Using Your Credit Report to correct errors

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Students often complain about how hard their English classes are. I wish it were not true but many professors and teachers in English classes use grammar-check tools like software and electronic devices to help students correct errors. Some students get mad at the teachers when they correct them, while other students look at the tool as a nuisance. I believe this all stems from one fact: most people do not want to correct the mistakes in English. They would rather avoid or ignore the errors rather than correcting them.

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Most of the time, students are correcting grammatical errors in composition essays, journal entries, research papers, and term papers. If you are doing research on your thesis, for example, correcting grammatical errors in the academic paper is very important, as you must proofread and edit it for errors before it is submitted to the journal or publication. Please correct your essay for spelling mistakes in your academic paper.

Accounting. Do not correct your academic or journal entry in your accounting textbook. You will need to do some checking and proofreading of your academic books before using them in your classes. Make sure that the entries are grammatically correct.

When I am grading my students' essays in accounting class, sometimes it is hard for me to determine which students made silly errors in grammar and which students are really making a mistake in their entries. The common problem is when someone corrects a grammar mistake in an entry, but it is actually a false entry. The student did not make a spelling error, for example, when he corrects "payments in the cash drawer" to "payments in the bank." This person could not correct the word "cash drawer" because he wrote the word incorrectly - the spelling is correct, but his choice of spelling a word could have confused the meaning of the word, making his claim incorrect.

Accounting. Do not make corrections to your academic journal entry in regard to debit and credit entries, even though you are required to do so by your school. I have seen many times that corrections to such entries are misunderstood by faculty members who assign grade guides. If you have a reference to a debit entry in your book, or you typed the word "d debit" into a word processor, but now realize that you meant to type "credit," the grade should be A+ (the original entry was C).

When you find a mistake in grammar or spelling, it is imperative that you correct the entry as soon as possible. Even if it is a minor error, such as misspelling a word or two, the error will be perceived as a new entry, even if it is a correction to a previously incorrect entry. In effect, every time you correct a grammar or spelling error, you also add a false entry or incorrect entry to your credit/debit report. Thus, every time you correct an error in grammar or spelling you also add an erroneous entry to your credit report, increasing your FICO score.

Accounting. You may also make a correction to your accounting journal entry without realizing it. For example, suppose you notice that you wrote "A1" instead of "AAD." You would then change your journal entry to "A1-S." If you did this without first contacting a banking associate, it could cause you some problems down the line as incorrectly updated banking information can have a negative impact on your credit score.

There are other types of accounting errors, such as entries for debit and credit, that do not result in debits or credits being removed from your accounting file. However, when these types of errors occur they must be corrected as soon as possible so as not to jeopardize your credit rating. The time to fix these types of errors is early in the process rather than at the conclusion of the year due to the fact that most banks require clients to make their debits and credits payment during the beginning of the fiscal year (usually April first). For more information about correcting entries to your bank account, contact your local banking representative.


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